Claim Binder

Storm and flood claim organizer for iPhone and iPad

For homeowners and renters after a storm, flood or fire: your damage photos, receipts, claim documents and deadlines, organized in one place, even offline.

Now in beta testing

Join the beta on TestFlight

Try Claim Binder now on your iPhone or iPad, free, through TestFlight, Apple’s app for testing new apps. Buying the unlock in the beta is a free test purchase. Please use a practice claim, keep your own originals, and tell us what you find at support@poshjoshllc.com. More about the beta, or read the User Guide.

What goes in the binder

Damage photosGrouped by room, with the time and place they were taken. Find photos of your home from before the loss already on your phone.

Damaged itemsEach item with its photos, brand, age, quantity and replacement price, ready for your insurer's contents list.

Expenses and receiptsScan a receipt and the amount, store and date fill in. Hotel, meals and other living expenses add up against the limit you enter.

PaymentsChecks from your insurer, releases from your mortgage company and what you paid contractors, kept apart so nothing is counted twice.

DocumentsEstimates, letters, proof of loss forms and contracts, scanned or imported and searchable on the phone.

Your policiesSave your homeowners, windstorm and flood policies before a storm, with the insurer, policy number, agent and claims phone ready offline, and take a quick room walkthrough of your home. A new claim fills in from the policy, and the walkthrough photos become your before-loss photos.

Deadlines and contactsDue dates, your adjuster's number and a log of every call, with voice notes you record after the call.

When your insurer asks, export a PDF report, an Excel workbook or CSV files. Card and account numbers can be blacked out before you send.

Works without electricity or cell signal

Taking photos, scanning receipts and viewing your claim never need the internet. All it needs is a charged phone. Everything is saved the moment you enter it, and the built-in Help works offline too. Once it’s out, install it before a storm so it’s ready when you need it.

Stays yours

Your claim lives on your iPhone or iPad and in your own iCloud. There's no account to create, and we never see your data.

Several claims, one event

Homeowners, windstorm, flood, FEMA and vehicle claims from the same hurricane, tornado or hail storm share photos and documents without copies. You pick which policy each claim is filed with.

Free to start, one-time unlock

Free

One open claim at a time. Closing a claim frees the slot.
Unlimited photos.
Up to 10 items and 10 expenses on each claim.
Unlimited documents, payments, estimate lines and voice notes.
The contact log, deadlines and property tax relief cards.
Saved homes and policies.
A full backup and a basic PDF report, any time.
Sharing one record at a time, with card and account numbers covered.

Nothing you’ve saved is ever locked. Your records stay yours, unlocked or not.

The one-time unlock adds

More than one open claim.
Unlimited items and expenses.
The full PDF report, with photo pages, receipt images and documents.
Excel and CSV exports from the Export screen, with your choice of sections and dates.
Sharing several records at once, as one PDF or separate files.

$19.99, paid once. No subscription. When you share an event with family, your unlock covers them in that event; their own events follow their own unlock.

Before anything leaves the app, card and account numbers are covered with black bars you can check in a preview. The bars are permanent in the file you send; your originals don’t change. The app can miss a number, so look over the preview.

Free recordkeeping guides

Useful whether or not you use the app: what to photograph, keep and write down after a storm, flood or fire.

What Claim Binder doesn't do

It organizes your records. It doesn't value your claim, read your policy, or tell you how to dispute a decision, and it isn't legal or insurance advice. For general guidance, Texas homeowners can contact the Texas Department of Insurance.